According to 2021 Zillow report, more renters say they considered buying. Specifically, more than half (56%) say they considered purchasing when they were looking for a home to rent. They say real estate purchasing starts with real estate agent. True, but often agents would ask for a pre-approval letter before they even begin any search. So, the real estate purchasing process begins with the pre-approval letter. Moreover, American Dream also may end at the pre-approval stage. Mortgage Broker is the actual professional who will or will not make it all happen. As a Real Estate Broker, I have experienced variety of scenarios: both good and bad. I have seen falling contracts…